Call reports 2022
RESOURCE BANK — 2022
What RESOURCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 972,133,000 | 977,829,000 | 952,322,000 | 954,107,000 |
| Total loans | 645,565,000 | 649,508,000 | 656,927,000 | 662,159,000 |
| Allowance for loan losses | 4,332,000 | 4,387,000 | 4,505,000 | 4,485,000 |
| Securities available for sale | 229,922,000 | 257,106,000 | 244,502,000 | 242,638,000 |
| Securities held to maturity | 4,828,000 | 4,832,000 | 4,837,000 | 4,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,711,000 | 864,015,000 | 821,355,000 | 788,998,000 |
| Interest-bearing deposits | 614,529,000 | 615,299,000 | 574,995,000 | 565,961,000 |
| Noninterest-bearing deposits | 244,183,000 | 248,716,000 | 246,360,000 | 223,037,000 |
| Equity capital | 90,984,000 | 90,637,000 | 87,569,000 | 91,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,580,000 | 17,546,000 | 26,805,000 | 36,519,000 |
| Interest expense | 367,000 | 726,000 | 1,128,000 | 2,200,000 |
| Net interest income | 8,213,000 | 16,820,000 | 25,677,000 | 34,319,000 |
| Noninterest income | 517,000 | 1,026,000 | 1,683,000 | 2,167,000 |
| Noninterest expense | 5,690,000 | 11,452,000 | 17,462,000 | 23,188,000 |
| Provision for loan losses | 127,000 | 166,000 | 284,000 | 276,000 |
| Pretax income | 2,913,000 | 6,228,000 | 9,614,000 | 13,022,000 |
| Income tax | 326,000 | 1,073,000 | 1,832,000 | 2,593,000 |
| Net income | 2,587,000 | 5,155,000 | 7,782,000 | 10,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,047,000 | 101,364,000 | 103,442,000 | 105,388,000 |