Call reports 2021
RESOURCE BANK — 2021
What RESOURCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 933,368,000 | 968,642,000 | 965,423,000 | 993,963,000 |
| Total loans | 634,243,000 | 635,025,000 | 633,272,000 | 640,221,000 |
| Allowance for loan losses | 4,061,000 | 4,007,000 | 4,076,000 | 4,205,000 |
| Securities available for sale | 81,081,000 | 152,797,000 | 177,947,000 | 196,095,000 |
| Securities held to maturity | 4,809,000 | 4,814,000 | 4,819,000 | 4,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,843,000 | 843,440,000 | 844,453,000 | 875,761,000 |
| Interest-bearing deposits | 578,049,000 | 603,111,000 | 605,387,000 | 638,904,000 |
| Noninterest-bearing deposits | 231,794,000 | 240,329,000 | 239,067,000 | 236,857,000 |
| Equity capital | 100,708,000 | 101,966,000 | 96,169,000 | 96,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,408,000 | 17,009,000 | 25,565,000 | 34,107,000 |
| Interest expense | 624,000 | 1,144,000 | 1,583,000 | 1,984,000 |
| Net interest income | 7,784,000 | 15,865,000 | 23,982,000 | 32,123,000 |
| Noninterest income | 403,000 | 856,000 | 1,303,000 | 1,772,000 |
| Noninterest expense | 5,511,000 | 11,256,000 | 16,989,000 | 22,341,000 |
| Provision for loan losses | -82,000 | -133,000 | -87,000 | 41,000 |
| Pretax income | 2,758,000 | 5,598,000 | 8,383,000 | 11,513,000 |
| Income tax | 270,000 | 907,000 | 1,530,000 | 2,232,000 |
| Net income | 2,488,000 | 4,691,000 | 6,853,000 | 9,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,895,000 | 101,223,000 | 95,657,000 | 97,360,000 |