Call reports 2020
RESOURCE BANK — 2020
What RESOURCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 784,473,000 | 894,828,000 | 887,869,000 | 937,949,000 |
| Total loans | 667,487,000 | 665,303,000 | 644,247,000 | 633,212,000 |
| Allowance for loan losses | 4,478,000 | 4,457,000 | 4,283,000 | 4,143,000 |
| Securities available for sale | 45,594,000 | 55,254,000 | 63,634,000 | 66,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,524,000 | 774,649,000 | 765,482,000 | 816,264,000 |
| Interest-bearing deposits | 519,774,000 | 567,530,000 | 558,965,000 | 597,805,000 |
| Noninterest-bearing deposits | 148,749,000 | 207,119,000 | 206,518,000 | 218,459,000 |
| Equity capital | 93,419,000 | 95,696,000 | 97,587,000 | 99,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,396,000 | 18,684,000 | 27,814,000 | 36,588,000 |
| Interest expense | 1,185,000 | 2,157,000 | 3,044,000 | 3,845,000 |
| Net interest income | 8,211,000 | 16,527,000 | 24,770,000 | 32,743,000 |
| Noninterest income | 386,000 | 742,000 | 1,196,000 | 1,565,000 |
| Noninterest expense | 5,588,000 | 11,079,000 | 16,669,000 | 22,005,000 |
| Provision for loan losses | 203,000 | 182,000 | 6,000 | -135,000 |
| Pretax income | 2,806,000 | 6,008,000 | 9,291,000 | 12,438,000 |
| Income tax | 333,000 | 1,058,000 | 1,800,000 | 2,502,000 |
| Net income | 2,473,000 | 4,950,000 | 7,491,000 | 9,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,771,000 | 94,447,000 | 96,338,000 | 97,983,000 |