Call reports 2019
RESOURCE BANK — 2019
What RESOURCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 761,728,000 | 763,213,000 | 758,248,000 | 752,339,000 |
| Total loans | 638,069,000 | 635,031,000 | 630,892,000 | 645,286,000 |
| Allowance for loan losses | 4,190,000 | 4,163,000 | 4,114,000 | 4,282,000 |
| Securities available for sale | 40,730,000 | 44,566,000 | 45,798,000 | 45,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,759,000 | 635,612,000 | 643,742,000 | 638,490,000 |
| Interest-bearing deposits | 466,578,000 | 477,054,000 | 489,613,000 | 491,804,000 |
| Noninterest-bearing deposits | 152,181,000 | 158,558,000 | 154,129,000 | 146,686,000 |
| Equity capital | 86,281,000 | 88,553,000 | 90,250,000 | 91,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,173,000 | 18,503,000 | 27,932,000 | 37,265,000 |
| Interest expense | 1,474,000 | 2,841,000 | 4,166,000 | 5,362,000 |
| Net interest income | 7,699,000 | 15,662,000 | 23,766,000 | 31,903,000 |
| Noninterest income | 358,000 | 738,000 | 1,102,000 | 1,463,000 |
| Noninterest expense | 5,081,000 | 10,491,000 | 16,047,000 | 21,376,000 |
| Provision for loan losses | 67,000 | 38,000 | -13,000 | 154,000 |
| Pretax income | 2,906,000 | 5,868,000 | 8,831,000 | 11,833,000 |
| Income tax | 397,000 | 1,066,000 | 1,735,000 | 2,414,000 |
| Net income | 2,509,000 | 4,802,000 | 7,096,000 | 9,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,108,000 | 87,962,000 | 89,607,000 | 91,380,000 |
| Total capital | 90,298,000 | 92,125,000 | 93,721,000 | 95,662,000 |
| Risk-weighted assets | 649,263,000 | 637,901,000 | 629,809,000 | 644,400,000 |