Call reports 2018
RESOURCE BANK — 2018
What RESOURCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 702,029,000 | 733,846,000 | 744,324,000 | 746,566,000 |
| Total loans | 602,397,000 | 623,671,000 | 635,196,000 | 635,827,000 |
| Allowance for loan losses | 3,959,000 | 4,068,000 | 4,142,000 | 4,120,000 |
| Securities available for sale | 43,752,000 | 42,656,000 | 41,027,000 | 43,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,090,000 | 584,729,000 | 589,398,000 | 578,250,000 |
| Interest-bearing deposits | 429,823,000 | 441,020,000 | 437,243,000 | 435,715,000 |
| Noninterest-bearing deposits | 137,267,000 | 143,709,000 | 152,156,000 | 142,536,000 |
| Equity capital | 79,917,000 | 81,460,000 | 83,386,000 | 85,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,168,000 | 16,759,000 | 25,771,000 | 34,971,000 |
| Interest expense | 911,000 | 1,931,000 | 3,063,000 | 4,378,000 |
| Net interest income | 7,257,000 | 14,828,000 | 22,708,000 | 30,593,000 |
| Noninterest income | 347,000 | 731,000 | 1,141,000 | 1,526,000 |
| Noninterest expense | 4,925,000 | 10,105,000 | 15,254,000 | 20,437,000 |
| Provision for loan losses | 86,000 | 219,000 | 288,000 | 255,000 |
| Pretax income | 2,588,000 | 5,230,000 | 8,302,000 | 11,378,000 |
| Income tax | 140,000 | 731,000 | 1,422,000 | 2,101,000 |
| Net income | 2,448,000 | 4,499,000 | 6,880,000 | 9,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,468,000 | 82,018,000 | 84,100,000 | 85,982,000 |
| Total capital | 84,427,000 | 86,086,000 | 88,242,000 | 90,102,000 |
| Risk-weighted assets | 629,573,000 | 658,283,000 | 645,896,000 | 641,265,000 |