Call reports 2017
RESOURCE BANK — 2017
What RESOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 633,642,000 | 664,447,000 | 688,160,000 | 688,026,000 |
| Total loans | 536,616,000 | 561,556,000 | 577,857,000 | 584,382,000 |
| Allowance for loan losses | 3,689,000 | 3,769,000 | 3,826,000 | 3,875,000 |
| Securities available for sale | 37,985,000 | 39,741,000 | 41,920,000 | 40,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,011,000 | 541,770,000 | 546,535,000 | 533,567,000 |
| Interest-bearing deposits | 409,856,000 | 411,843,000 | 410,535,000 | 400,039,000 |
| Noninterest-bearing deposits | 123,155,000 | 129,927,000 | 136,000,000 | 133,529,000 |
| Equity capital | 73,346,000 | 75,274,000 | 76,462,000 | 78,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,321,000 | 15,023,000 | 22,978,000 | 31,074,000 |
| Interest expense | 568,000 | 1,210,000 | 1,924,000 | 2,676,000 |
| Net interest income | 6,753,000 | 13,813,000 | 21,054,000 | 28,398,000 |
| Noninterest income | 325,000 | 671,000 | 1,056,000 | 1,341,000 |
| Noninterest expense | 4,619,000 | 9,292,000 | 14,122,000 | 18,844,000 |
| Provision for loan losses | 28,000 | 103,000 | 157,000 | 168,000 |
| Pretax income | 2,431,000 | 5,089,000 | 7,831,000 | 10,727,000 |
| Income tax | 523,000 | 1,440,000 | 2,388,000 | 3,388,000 |
| Net income | 1,908,000 | 3,649,000 | 5,443,000 | 7,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,331,000 | 75,072,000 | 76,296,000 | 78,219,000 |
| Total capital | 77,020,000 | 78,841,000 | 80,122,000 | 82,094,000 |
| Risk-weighted assets | 567,996,000 | 586,219,000 | 596,168,000 | 610,724,000 |