Call reports 2016
RESOURCE BANK — 2016
What RESOURCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 587,162,000 | 606,208,000 | 605,265,000 | 618,140,000 |
| Total loans | 483,573,000 | 496,579,000 | 510,125,000 | 532,438,000 |
| Allowance for loan losses | 3,427,000 | 3,441,000 | 3,522,000 | 3,659,000 |
| Securities available for sale | 34,504,000 | 34,718,000 | 34,613,000 | 36,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,780,000 | 508,651,000 | 511,289,000 | 514,106,000 |
| Interest-bearing deposits | 371,401,000 | 383,493,000 | 390,974,000 | 396,627,000 |
| Noninterest-bearing deposits | 115,379,000 | 125,158,000 | 120,315,000 | 117,479,000 |
| Equity capital | 63,075,000 | 68,693,000 | 70,122,000 | 71,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,710,000 | 13,576,000 | 20,642,000 | 27,977,000 |
| Interest expense | 487,000 | 972,000 | 1,475,000 | 2,012,000 |
| Net interest income | 6,223,000 | 12,604,000 | 19,167,000 | 25,965,000 |
| Noninterest income | 325,000 | 681,000 | 1,027,000 | 1,403,000 |
| Noninterest expense | 4,280,000 | 8,785,000 | 13,302,000 | 17,723,000 |
| Provision for loan losses | 19,000 | 28,000 | 106,000 | 237,000 |
| Pretax income | 2,249,000 | 4,472,000 | 6,786,000 | 9,408,000 |
| Income tax | 555,000 | 1,317,000 | 2,113,000 | 3,017,000 |
| Net income | 1,694,000 | 3,155,000 | 4,673,000 | 6,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,726,000 | 68,187,000 | 69,705,000 | 71,422,000 |
| Total capital | 66,153,000 | 71,628,000 | 73,227,000 | 75,081,000 |
| Risk-weighted assets | 513,369,000 | 519,847,000 | 529,951,000 | 553,167,000 |