Call reports 2015
RESOURCE BANK — 2015
What RESOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 563,700,000 | 573,267,000 | 593,130,000 | 562,336,000 |
| Total loans | 469,455,000 | 471,115,000 | 479,572,000 | 476,628,000 |
| Allowance for loan losses | 3,455,000 | 3,374,000 | 3,401,000 | 3,427,000 |
| Securities available for sale | 41,918,000 | 39,343,000 | 38,707,000 | 35,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,528,000 | 474,325,000 | 505,783,000 | 479,725,000 |
| Interest-bearing deposits | 362,235,000 | 355,934,000 | 382,798,000 | 366,862,000 |
| Noninterest-bearing deposits | 104,293,000 | 118,391,000 | 122,985,000 | 112,863,000 |
| Equity capital | 56,568,000 | 57,967,000 | 59,631,000 | 61,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,542,000 | 13,265,000 | 20,030,000 | 26,879,000 |
| Interest expense | 503,000 | 1,016,000 | 1,543,000 | 2,027,000 |
| Net interest income | 6,039,000 | 12,249,000 | 18,487,000 | 24,852,000 |
| Noninterest income | 383,000 | 693,000 | 973,000 | 1,310,000 |
| Noninterest expense | 4,171,000 | 8,294,000 | 12,393,000 | 16,438,000 |
| Provision for loan losses | 150,000 | 91,000 | 148,000 | 170,000 |
| Pretax income | 2,101,000 | 4,557,000 | 6,919,000 | 9,554,000 |
| Income tax | 522,000 | 1,362,000 | 2,160,000 | 3,067,000 |
| Net income | 1,579,000 | 3,195,000 | 4,759,000 | 6,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,124,000 | 57,740,000 | 59,303,000 | 61,032,000 |
| Total capital | 59,579,000 | 61,114,000 | 62,704,000 | 64,459,000 |
| Risk-weighted assets | 466,705,000 | 467,838,000 | 495,254,000 | 493,489,000 |