Call reports 2014
RESOURCE BANK — 2014
What RESOURCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 528,076,000 | 525,353,000 | 540,973,000 | 557,220,000 |
| Total loans | 410,029,000 | 409,512,000 | 428,473,000 | 455,662,000 |
| Allowance for loan losses | 3,063,000 | 3,049,000 | 3,102,000 | 3,324,000 |
| Securities available for sale | 47,072,000 | 47,386,000 | 51,616,000 | 46,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,819,000 | 444,500,000 | 458,599,000 | 467,574,000 |
| Interest-bearing deposits | 367,837,000 | 348,865,000 | 357,619,000 | 354,190,000 |
| Noninterest-bearing deposits | 90,983,000 | 95,636,000 | 100,981,000 | 113,383,000 |
| Equity capital | 53,731,000 | 55,232,000 | 56,229,000 | 54,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,892,000 | 11,896,000 | 18,065,000 | 24,484,000 |
| Interest expense | 506,000 | 1,001,000 | 1,486,000 | 1,964,000 |
| Net interest income | 5,386,000 | 10,895,000 | 16,579,000 | 22,520,000 |
| Noninterest income | 306,000 | 657,000 | 1,023,000 | 1,266,000 |
| Noninterest expense | 3,763,000 | 7,545,000 | 11,510,000 | 15,490,000 |
| Provision for loan losses | 73,000 | 57,000 | 125,000 | 341,000 |
| Pretax income | 1,856,000 | 3,950,000 | 5,967,000 | 7,955,000 |
| Income tax | 431,000 | 1,141,000 | 1,820,000 | 2,489,000 |
| Net income | 1,425,000 | 2,809,000 | 4,147,000 | 5,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,554,000 | 54,938,000 | 55,926,000 | 54,545,000 |
| Total capital | 56,617,000 | 57,987,000 | 59,028,000 | 57,869,000 |
| Risk-weighted assets | 433,794,000 | 435,609,000 | 454,678,000 | 475,902,000 |