Call reports 2013
RESOURCE BANK — 2013
What RESOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 474,218,000 | 494,209,000 | 506,027,000 | 508,528,000 |
| Total loans | 368,564,000 | 376,176,000 | 382,794,000 | 397,065,000 |
| Allowance for loan losses | 2,953,000 | 2,958,000 | 3,006,000 | 3,037,000 |
| Securities available for sale | 41,405,000 | 43,799,000 | 46,917,000 | 49,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,029,000 | 428,379,000 | 438,642,000 | 441,063,000 |
| Interest-bearing deposits | 334,419,000 | 345,246,000 | 349,426,000 | 350,711,000 |
| Noninterest-bearing deposits | 75,611,000 | 83,133,000 | 89,216,000 | 90,352,000 |
| Equity capital | 49,352,000 | 50,099,000 | 51,362,000 | 52,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,594,000 | 11,207,000 | 16,947,000 | 22,826,000 |
| Interest expense | 621,000 | 1,219,000 | 1,801,000 | 2,326,000 |
| Net interest income | 4,973,000 | 9,988,000 | 15,146,000 | 20,500,000 |
| Noninterest income | 268,000 | 483,000 | 734,000 | 998,000 |
| Noninterest expense | 3,428,000 | 6,485,000 | 10,051,000 | 13,629,000 |
| Provision for loan losses | 49,000 | 90,000 | 136,000 | 351,000 |
| Pretax income | 1,764,000 | 3,896,000 | 5,659,000 | 7,484,000 |
| Income tax | 349,000 | 1,066,000 | 1,649,000 | 2,251,000 |
| Net income | 1,415,000 | 2,830,000 | 4,010,000 | 5,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,811,000 | 50,225,000 | 51,305,000 | 52,529,000 |
| Total capital | 51,764,000 | 53,183,000 | 54,311,000 | 55,566,000 |
| Risk-weighted assets | 386,852,000 | 397,466,000 | 405,934,000 | 421,043,000 |