Call reports 2012
RESOURCE BANK — 2012
What RESOURCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 448,322,000 | 455,247,000 | 463,234,000 | 473,278,000 |
| Total loans | 342,480,000 | 349,786,000 | 361,727,000 | 374,466,000 |
| Allowance for loan losses | 3,046,000 | 2,707,000 | 2,795,000 | 2,909,000 |
| Securities available for sale | 38,292,000 | 40,987,000 | 42,890,000 | 40,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,575,000 | 395,375,000 | 401,084,000 | 410,513,000 |
| Interest-bearing deposits | 328,634,000 | 328,878,000 | 330,874,000 | 335,135,000 |
| Noninterest-bearing deposits | 60,941,000 | 66,497,000 | 70,209,000 | 75,377,000 |
| Equity capital | 44,443,000 | 45,544,000 | 46,811,000 | 48,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,349,000 | 10,793,000 | 16,434,000 | 22,171,000 |
| Interest expense | 703,000 | 1,388,000 | 2,091,000 | 2,754,000 |
| Net interest income | 4,646,000 | 9,405,000 | 14,343,000 | 19,417,000 |
| Noninterest income | 358,000 | 556,000 | 765,000 | 1,047,000 |
| Noninterest expense | 3,214,000 | 6,612,000 | 9,991,000 | 13,374,000 |
| Provision for loan losses | 8,000 | 50,000 | 144,000 | 285,000 |
| Pretax income | 1,779,000 | 3,296,000 | 4,970,000 | 6,787,000 |
| Income tax | 481,000 | 986,000 | 1,541,000 | 2,146,000 |
| Net income | 1,298,000 | 2,310,000 | 3,429,000 | 4,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,052,000 | 45,064,000 | 46,184,000 | 47,396,000 |
| Total capital | 47,098,000 | 47,771,000 | 48,979,000 | 50,305,000 |
| Risk-weighted assets | 359,163,000 | 369,922,000 | 381,362,000 | 393,910,000 |