Call reports 2011
RESOURCE BANK — 2011
What RESOURCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 402,291,000 | 408,922,000 | 428,830,000 | 430,825,000 |
| Total loans | 324,306,000 | 325,518,000 | 339,262,000 | 338,864,000 |
| Allowance for loan losses | 2,548,000 | 2,617,000 | 3,004,000 | 3,014,000 |
| Securities available for sale | 29,672,000 | 31,982,000 | 34,535,000 | 34,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,267,000 | 349,840,000 | 370,653,000 | 371,802,000 |
| Interest-bearing deposits | 284,003,000 | 293,427,000 | 306,399,000 | 307,090,000 |
| Noninterest-bearing deposits | 60,264,000 | 56,414,000 | 64,254,000 | 64,712,000 |
| Equity capital | 39,830,000 | 41,028,000 | 41,959,000 | 43,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,123,000 | 10,286,000 | 15,667,000 | 21,091,000 |
| Interest expense | 786,000 | 1,567,000 | 2,339,000 | 3,075,000 |
| Net interest income | 4,337,000 | 8,719,000 | 13,328,000 | 18,016,000 |
| Noninterest income | 199,000 | 406,000 | 626,000 | 812,000 |
| Noninterest expense | 2,958,000 | 6,056,000 | 9,151,000 | 12,206,000 |
| Provision for loan losses | 27,000 | 91,000 | 478,000 | 514,000 |
| Pretax income | 1,467,000 | 2,928,000 | 4,275,000 | 5,982,000 |
| Income tax | 380,000 | 865,000 | 1,306,000 | 1,877,000 |
| Net income | 1,087,000 | 2,063,000 | 2,969,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,736,000 | 40,713,000 | 41,618,000 | 42,754,000 |
| Total capital | 42,284,000 | 43,330,000 | 44,622,000 | 45,768,000 |
| Risk-weighted assets | 337,641,000 | 345,795,000 | 355,671,000 | 351,568,000 |