Call reports 2010
RESOURCE BANK — 2010
What RESOURCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 375,962,000 | 384,716,000 | 387,381,000 | 379,439,000 |
| Total loans | 315,187,000 | 321,071,000 | 317,882,000 | 322,152,000 |
| Allowance for loan losses | 2,506,000 | 2,395,000 | 2,420,000 | 2,517,000 |
| Securities available for sale | 28,492,000 | 28,374,000 | 25,964,000 | 31,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,968,000 | 304,385,000 | 316,769,000 | 322,647,000 |
| Interest-bearing deposits | 243,330,000 | 256,686,000 | 310,628,000 | 271,150,000 |
| Noninterest-bearing deposits | 44,638,000 | 47,698,000 | 6,142,000 | 51,498,000 |
| Equity capital | 35,932,000 | 36,997,000 | 37,986,000 | 38,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,016,000 | 10,140,000 | 15,343,000 | 20,519,000 |
| Interest expense | 932,000 | 1,863,000 | 2,810,000 | 3,692,000 |
| Net interest income | 4,084,000 | 8,277,000 | 12,533,000 | 16,827,000 |
| Noninterest income | 228,000 | 515,000 | 770,000 | 1,012,000 |
| Noninterest expense | 2,944,000 | 5,965,000 | 9,079,000 | 12,055,000 |
| Provision for loan losses | 180,000 | 172,000 | 175,000 | 332,000 |
| Pretax income | 1,188,000 | 2,655,000 | 4,049,000 | 5,368,000 |
| Income tax | 283,000 | 745,000 | 1,182,000 | 1,569,000 |
| Net income | 905,000 | 1,910,000 | 2,867,000 | 3,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,756,000 | 36,760,000 | 37,718,000 | 38,650,000 |
| Total capital | 38,262,000 | 39,155,000 | 40,138,000 | 41,167,000 |
| Risk-weighted assets | 321,003,000 | 326,935,000 | 323,190,000 | 334,341,000 |