Call reports 2009
RESOURCE BANK — 2009
What RESOURCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 370,594,000 | 381,202,000 | 371,205,000 | 365,555,000 |
| Total loans | 303,899,000 | 305,105,000 | 307,104,000 | 307,989,000 |
| Allowance for loan losses | 2,458,000 | 2,422,000 | 2,370,000 | 2,412,000 |
| Securities available for sale | 29,960,000 | 30,799,000 | 28,591,000 | 26,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,799,000 | 300,536,000 | 299,445,000 | 285,384,000 |
| Interest-bearing deposits | 240,699,000 | 249,470,000 | 244,876,000 | 235,746,000 |
| Noninterest-bearing deposits | 50,100,000 | 51,066,000 | 54,568,000 | 49,638,000 |
| Equity capital | 32,827,000 | 33,377,000 | 34,284,000 | 35,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 10,001,000 | 15,104,000 | 20,185,000 |
| Interest expense | 1,320,000 | 2,613,000 | 3,792,000 | 4,790,000 |
| Net interest income | 3,650,000 | 7,388,000 | 11,312,000 | 15,395,000 |
| Noninterest income | 202,000 | 444,000 | 714,000 | 949,000 |
| Noninterest expense | 2,706,000 | 5,625,000 | 8,411,000 | 11,281,000 |
| Provision for loan losses | 323,000 | 505,000 | 1,136,000 | 1,227,000 |
| Pretax income | 823,000 | 1,702,000 | 2,479,000 | 3,836,000 |
| Income tax | -26,000 | 240,000 | 454,000 | 878,000 |
| Net income | 849,000 | 1,462,000 | 2,025,000 | 2,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,740,000 | 33,354,000 | 33,918,000 | 34,851,000 |
| Total capital | 35,198,000 | 35,776,000 | 36,288,000 | 37,263,000 |
| Risk-weighted assets | 316,311,000 | 311,366,000 | 313,264,000 | 313,854,000 |