Call reports 2008
RESOURCE BANK — 2008
What RESOURCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 325,720,000 | 331,479,000 | 344,817,000 | 351,358,000 |
| Total loans | 275,874,000 | 283,039,000 | 291,175,000 | 301,605,000 |
| Allowance for loan losses | 2,252,000 | 2,215,000 | 2,217,000 | 2,265,000 |
| Securities available for sale | 28,503,000 | 27,652,000 | 26,942,000 | 27,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,093,000 | 254,932,000 | 262,605,000 | 271,639,000 |
| Interest-bearing deposits | 205,230,000 | 208,109,000 | 217,274,000 | 226,480,000 |
| Noninterest-bearing deposits | 44,863,000 | 46,823,000 | 45,330,000 | 45,159,000 |
| Equity capital | 30,314,000 | 30,678,000 | 31,116,000 | 31,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,910,000 | 9,753,000 | 14,702,000 | 19,728,000 |
| Interest expense | 1,767,000 | 3,310,000 | 4,787,000 | 6,197,000 |
| Net interest income | 3,143,000 | 6,443,000 | 9,915,000 | 13,531,000 |
| Noninterest income | 218,000 | 477,000 | 723,000 | 941,000 |
| Noninterest expense | 2,601,000 | 5,214,000 | 7,898,000 | 10,543,000 |
| Provision for loan losses | 5,000 | 0 | 9,000 | 88,000 |
| Pretax income | 755,000 | 1,706,000 | 2,731,000 | 3,841,000 |
| Income tax | 201,000 | 523,000 | 872,000 | 1,249,000 |
| Net income | 554,000 | 1,183,000 | 1,859,000 | 2,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,854,000 | 30,483,000 | 31,160,000 | 31,892,000 |
| Total capital | 32,106,000 | 32,698,000 | 33,377,000 | 34,157,000 |
| Risk-weighted assets | 284,187,000 | 293,921,000 | 300,533,000 | 304,972,000 |