Call reports 2002
RESOURCE BANK — 2002
What RESOURCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 106,715,000 | 112,291,000 | 117,913,000 | 127,403,000 |
| Total loans | 75,347,000 | 80,051,000 | 86,054,000 | 94,774,000 |
| Allowance for loan losses | 596,000 | 803,000 | 929,000 | 952,000 |
| Securities available for sale | 23,762,000 | 22,116,000 | 20,288,000 | 22,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,025,000 | 101,500,000 | 103,471,000 | 111,617,000 |
| Interest-bearing deposits | 74,399,000 | 81,740,000 | 83,801,000 | 89,716,000 |
| Noninterest-bearing deposits | 21,626,000 | 19,760,000 | 19,669,000 | 21,901,000 |
| Equity capital | 8,704,000 | 8,882,000 | 9,008,000 | 8,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,459,000 | 5,297,000 | 7,181,000 |
| Interest expense | 486,000 | 994,000 | 1,558,000 | 2,125,000 |
| Net interest income | 1,196,000 | 2,465,000 | 3,739,000 | 5,056,000 |
| Noninterest income | 131,000 | 238,000 | 374,000 | 523,000 |
| Noninterest expense | 932,000 | 1,996,000 | 3,196,000 | 4,430,000 |
| Provision for loan losses | 125,000 | 355,000 | 475,000 | 628,000 |
| Pretax income | 270,000 | 352,000 | 442,000 | 521,000 |
| Income tax | 88,000 | 136,000 | 156,000 | 198,000 |
| Net income | 182,000 | 216,000 | 286,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,721,000 | 8,766,000 | 8,836,000 | 8,813,000 |
| Total capital | 9,317,000 | 9,569,000 | 9,765,000 | 9,765,000 |
| Risk-weighted assets | 86,944,000 | 85,054,000 | 91,678,000 | 99,377,000 |