Call reports 2001
RESOURCE BANK — 2001
What RESOURCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,912,000 | 88,136,000 | 88,190,000 | 94,989,000 |
| Total loans | 64,188,000 | 66,272,000 | 67,423,000 | 70,675,000 |
| Allowance for loan losses | 730,000 | 565,000 | 604,000 | 564,000 |
| Securities available for sale | 10,064,000 | 11,121,000 | 12,879,000 | 14,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,357,000 | 79,297,000 | 79,247,000 | 85,876,000 |
| Interest-bearing deposits | 65,226,000 | 63,318,000 | 61,058,000 | 61,867,000 |
| Noninterest-bearing deposits | 16,131,000 | 15,979,000 | 18,189,000 | 24,009,000 |
| Equity capital | 8,043,000 | 8,263,000 | 8,484,000 | 8,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,551,000 | 5,309,000 | 7,068,000 |
| Interest expense | 789,000 | 1,529,000 | 2,210,000 | 2,766,000 |
| Net interest income | 956,000 | 2,022,000 | 3,099,000 | 4,302,000 |
| Noninterest income | 109,000 | 262,000 | 374,000 | 508,000 |
| Noninterest expense | 743,000 | 1,530,000 | 2,366,000 | 3,348,000 |
| Provision for loan losses | 72,000 | 212,000 | 273,000 | 411,000 |
| Pretax income | 250,000 | 542,000 | 834,000 | 1,051,000 |
| Income tax | 69,000 | 168,000 | 267,000 | 351,000 |
| Net income | 181,000 | 374,000 | 567,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,998,000 | 8,211,000 | 8,405,000 | 8,538,000 |
| Total capital | 8,728,000 | 8,776,000 | 9,009,000 | 9,102,000 |
| Risk-weighted assets | 64,054,000 | 65,985,000 | 70,520,000 | 73,924,000 |