Call reports 2022
BENEFICIAL STATE BANK — 2022
What BENEFICIAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,546,878,000 | 1,620,805,000 | 1,636,315,000 | 1,719,253,000 |
| Total loans | 942,289,000 | 961,447,000 | 1,078,097,000 | 1,131,300,000 |
| Allowance for loan losses | 18,473,000 | 18,535,000 | 22,882,000 | 22,087,000 |
| Securities available for sale | 513,768,000 | 477,042,000 | 457,105,000 | 449,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,425,357,000 | 1,505,103,000 | 1,534,989,000 | 1,597,232,000 |
| Interest-bearing deposits | 1,029,084,000 | 901,583,000 | 955,741,000 | 1,025,178,000 |
| Noninterest-bearing deposits | 396,273,000 | 603,520,000 | 579,248,000 | 572,054,000 |
| Equity capital | 103,350,000 | 103,709,000 | 84,699,000 | 98,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,927,000 | 27,959,000 | 42,911,000 | 60,390,000 |
| Interest expense | 390,000 | 806,000 | 1,416,000 | 2,840,000 |
| Net interest income | 13,537,000 | 27,153,000 | 41,495,000 | 57,550,000 |
| Noninterest income | 1,839,000 | 5,346,000 | 7,533,000 | 10,391,000 |
| Noninterest expense | 10,911,000 | 22,296,000 | 34,521,000 | 47,481,000 |
| Provision for loan losses | 2,421,000 | 2,950,000 | 9,145,000 | 11,989,000 |
| Pretax income | 1,991,000 | 7,159,000 | 5,215,000 | 8,329,000 |
| Income tax | 519,000 | 1,925,000 | 1,351,000 | 1,873,000 |
| Net income | 1,472,000 | 5,234,000 | 3,864,000 | 6,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,507,000 | 152,255,000 | 152,920,000 | 165,180,000 |
Machine access — free, no API key
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