Call reports 2021
BENEFICIAL STATE BANK — 2021
What BENEFICIAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,378,518,000 | 1,456,464,000 | 1,496,354,000 | 1,574,432,000 |
| Total loans | 1,048,714,000 | 952,565,000 | 908,569,000 | 921,270,000 |
| Allowance for loan losses | 17,447,000 | 16,086,000 | 16,965,000 | 16,332,000 |
| Securities available for sale | 212,921,000 | 396,226,000 | 499,452,000 | 545,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,791,000 | 1,256,309,000 | 1,307,742,000 | 1,407,464,000 |
| Interest-bearing deposits | 858,483,000 | 874,494,000 | 911,459,000 | 990,615,000 |
| Noninterest-bearing deposits | 329,308,000 | 381,815,000 | 396,283,000 | 416,849,000 |
| Equity capital | 118,368,000 | 124,421,000 | 127,591,000 | 127,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,233,000 | 26,343,000 | 40,946,000 | 55,409,000 |
| Interest expense | 545,000 | 1,007,000 | 1,446,000 | 1,860,000 |
| Net interest income | 11,688,000 | 25,336,000 | 39,500,000 | 53,549,000 |
| Noninterest income | 1,588,000 | 2,373,000 | 6,331,000 | 7,699,000 |
| Noninterest expense | 9,685,000 | 19,383,000 | 29,148,000 | 40,807,000 |
| Provision for loan losses | -231,000 | -1,592,000 | -761,000 | -1,180,000 |
| Pretax income | 3,808,000 | 9,904,000 | 17,423,000 | 21,578,000 |
| Income tax | 1,017,000 | 2,675,000 | 4,732,000 | 5,940,000 |
| Net income | 2,791,000 | 7,229,000 | 12,691,000 | 15,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,666,000 | 124,138,000 | 129,422,000 | 131,854,000 |