Call report 2004Q3
HOWARD SAVINGS BANK — 2004Q3
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 9,403,000 | USD | evidence → |
| Total loans | 7,913,000 | USD | evidence → |
| Allowance for loan losses | 2,709,000 | USD | evidence → |
| Securities available for sale | 22,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 0 | USD | evidence → |
| Interest-bearing deposits | 0 | USD | evidence → |
| Noninterest-bearing deposits | 0 | USD | evidence → |
| Equity capital | 9,166,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,471,000 | USD | evidence → |
| Interest expense | 686,000 | USD | evidence → |
| Net interest income | 2,785,000 | USD | evidence → |
| Noninterest income | 1,427,000 | USD | evidence → |
| Noninterest expense | 2,755,000 | USD | evidence → |
| Provision for loan losses | 1,999,000 | USD | evidence → |
| Pretax income | -542,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,166,000 | USD | evidence → |
| Total capital | 9,285,000 | USD | evidence → |
| Risk-weighted assets | 6,966,000 | USD | evidence → |