Call report 2003Q3
HOWARD SAVINGS BANK — 2003Q3
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,734,000 | USD | evidence → |
| Total loans | 26,824,000 | USD | evidence → |
| Allowance for loan losses | 607,000 | USD | evidence → |
| Securities available for sale | 9,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,458,000 | USD | evidence → |
| Interest-bearing deposits | 30,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 564,000 | USD | evidence → |
| Equity capital | 10,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,712,000 | USD | evidence → |
| Interest expense | 1,188,000 | USD | evidence → |
| Net interest income | 524,000 | USD | evidence → |
| Noninterest income | 84,000 | USD | evidence → |
| Noninterest expense | 1,129,000 | USD | evidence → |
| Provision for loan losses | 59,000 | USD | evidence → |
| Pretax income | -580,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,396,000 | USD | evidence → |
| Total capital | 10,575,000 | USD | evidence → |
| Risk-weighted assets | 29,208,000 | USD | evidence → |