Call reports 2001
RIDGEWOOD SAVINGS BANK OF NJ — 2001
What RIDGEWOOD SAVINGS BANK OF NJ reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 292,606,000 |
| Total loans | 186,586,000 |
| Allowance for loan losses | 1,016,000 |
| Securities available for sale | 55,475,000 |
| Securities held to maturity | 14,871,000 |
| Trading assets | 0 |
| Total deposits | 242,249,000 |
| Interest-bearing deposits | 237,785,000 |
| Noninterest-bearing deposits | 4,464,000 |
| Equity capital | 23,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 4,686,000 |
| Interest expense | 3,412,000 |
| Net interest income | 1,274,000 |
| Noninterest income | 49,000 |
| Noninterest expense | 1,222,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 99,000 |
| Income tax | -36,000 |
| Net income | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 23,615,000 |
| Total capital | 24,631,000 |
| Risk-weighted assets | 138,929,000 |