Call reports 2002
WINTERSET STATE BANK — 2002
What WINTERSET STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 32,479,000 |
| Total loans | 14,718,000 |
| Allowance for loan losses | 234,000 |
| Securities available for sale | 8,771,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 24,805,000 |
| Interest-bearing deposits | 20,057,000 |
| Noninterest-bearing deposits | 4,748,000 |
| Equity capital | 5,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 423,000 |
| Interest expense | 139,000 |
| Net interest income | 284,000 |
| Noninterest income | 52,000 |
| Noninterest expense | 230,000 |
| Provision for loan losses | 0 |
| Pretax income | 106,000 |
| Income tax | 5,000 |
| Net income | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 3,324,000 |
| Total capital | 3,532,000 |
| Risk-weighted assets | 16,919,000 |