Call reports 2016
ATLANTIC NATIONAL BANK — 2016
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 170,501,000 | 168,312,000 | 166,047,000 | 165,147,000 |
| Total loans | 96,757,000 | 102,542,000 | 102,170,000 | 102,502,000 |
| Allowance for loan losses | 1,860,000 | 1,879,000 | 1,742,000 | 1,610,000 |
| Securities available for sale | 14,268,000 | 15,961,000 | 15,004,000 | 14,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,997,000 | 147,171,000 | 145,566,000 | 144,324,000 |
| Interest-bearing deposits | 120,672,000 | 119,262,000 | 115,767,000 | 130,528,000 |
| Noninterest-bearing deposits | 28,325,000 | 27,909,000 | 29,799,000 | 13,796,000 |
| Equity capital | 17,175,000 | 17,253,000 | 17,547,000 | 18,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,539,000 | 3,854,000 | 5,178,000 |
| Interest expense | 136,000 | 272,000 | 408,000 | 539,000 |
| Net interest income | 1,123,000 | 2,267,000 | 3,446,000 | 4,639,000 |
| Noninterest income | 145,000 | 295,000 | 473,000 | 613,000 |
| Noninterest expense | 877,000 | 1,758,000 | 2,653,000 | 3,474,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 391,000 | 804,000 | 1,266,000 | 1,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 804,000 | 1,266,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,168,000 | 17,256,000 | 17,556,000 | 18,055,000 |
| Total capital | 18,206,000 | 18,329,000 | 18,631,000 | 19,145,000 |
| Risk-weighted assets | 82,236,000 | 85,038,000 | 85,298,000 | 86,708,000 |