Call reports 2015
ATLANTIC NATIONAL BANK — 2015
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,189,000 | 156,164,000 | 158,769,000 | 159,375,000 |
| Total loans | 98,450,000 | 103,694,000 | 101,912,000 | 98,210,000 |
| Allowance for loan losses | 1,986,000 | 1,996,000 | 1,949,000 | 1,848,000 |
| Securities available for sale | 11,879,000 | 14,586,000 | 14,160,000 | 13,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,702,000 | 135,217,000 | 137,789,000 | 137,964,000 |
| Interest-bearing deposits | 101,084,000 | 112,920,000 | 112,450,000 | 114,663,000 |
| Noninterest-bearing deposits | 26,618,000 | 22,297,000 | 25,339,000 | 23,301,000 |
| Equity capital | 16,164,000 | 16,492,000 | 16,559,000 | 17,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,514,000 | 3,813,000 | 5,102,000 |
| Interest expense | 134,000 | 262,000 | 396,000 | 529,000 |
| Net interest income | 1,100,000 | 2,252,000 | 3,417,000 | 4,573,000 |
| Noninterest income | 139,000 | 229,000 | 369,000 | 529,000 |
| Noninterest expense | 886,000 | 1,774,000 | 2,663,000 | 3,534,000 |
| Provision for loan losses | 0 | 0 | 0 | -275,000 |
| Pretax income | 353,000 | 707,000 | 1,123,000 | 1,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 707,000 | 1,123,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,092,000 | 16,446,000 | 16,534,000 | 17,102,000 |
| Total capital | 17,121,000 | 17,538,000 | 17,616,000 | 18,156,000 |
| Risk-weighted assets | 81,346,000 | 86,489,000 | 85,687,000 | 83,493,000 |