Call reports 2014
ATLANTIC NATIONAL BANK — 2014
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,787,000 | 146,238,000 | 142,445,000 | 145,553,000 |
| Total loans | 110,717,000 | 110,694,000 | 110,508,000 | 102,546,000 |
| Allowance for loan losses | 2,701,000 | 2,440,000 | 2,120,000 | 2,049,000 |
| Securities available for sale | 7,819,000 | 7,147,000 | 7,008,000 | 8,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,359,000 | 125,462,000 | 121,214,000 | 125,110,000 |
| Interest-bearing deposits | 103,187,000 | 103,515,000 | 100,795,000 | 100,915,000 |
| Noninterest-bearing deposits | 23,172,000 | 21,947,000 | 20,419,000 | 24,195,000 |
| Equity capital | 14,949,000 | 15,253,000 | 15,803,000 | 16,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,661,000 | 3,987,000 | 5,304,000 |
| Interest expense | 201,000 | 390,000 | 570,000 | 720,000 |
| Net interest income | 1,129,000 | 2,271,000 | 3,417,000 | 4,584,000 |
| Noninterest income | 186,000 | 145,000 | 142,000 | 190,000 |
| Noninterest expense | 914,000 | 1,932,000 | 2,869,000 | 3,740,000 |
| Provision for loan losses | 0 | -175,000 | -502,000 | -502,000 |
| Pretax income | 401,000 | 696,000 | 1,229,000 | 1,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 696,000 | 1,229,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,896,000 | 15,191,000 | 15,724,000 | 16,068,000 |
| Total capital | 16,085,000 | 16,350,000 | 16,882,000 | 17,145,000 |
| Risk-weighted assets | 93,572,000 | 91,459,000 | 91,649,000 | 85,159,000 |