Call reports 2013
ATLANTIC NATIONAL BANK — 2013
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,583,000 | 147,014,000 | 143,344,000 | 142,285,000 |
| Total loans | 103,347,000 | 104,542,000 | 105,849,000 | 108,598,000 |
| Allowance for loan losses | 2,920,000 | 2,868,000 | 2,670,000 | 2,525,000 |
| Securities available for sale | 4,574,000 | 4,889,000 | 7,017,000 | 7,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,207,000 | 130,018,000 | 124,527,000 | 123,406,000 |
| Interest-bearing deposits | 111,927,000 | 108,070,000 | 105,440,000 | 104,241,000 |
| Noninterest-bearing deposits | 19,280,000 | 21,948,000 | 19,087,000 | 19,165,000 |
| Equity capital | 13,762,000 | 13,945,000 | 14,126,000 | 14,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,651,000 | 3,960,000 | 5,291,000 |
| Interest expense | 275,000 | 528,000 | 759,000 | 974,000 |
| Net interest income | 1,062,000 | 2,123,000 | 3,201,000 | 4,317,000 |
| Noninterest income | 143,000 | 341,000 | 506,000 | 581,000 |
| Noninterest expense | 926,000 | 1,928,000 | 2,919,000 | 3,873,000 |
| Provision for loan losses | 0 | 0 | 0 | -160,000 |
| Pretax income | 279,000 | 536,000 | 788,000 | 1,185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 536,000 | 788,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,590,000 | 13,846,000 | 14,098,000 | 14,495,000 |
| Total capital | 14,699,000 | 14,976,000 | 15,252,000 | 15,655,000 |
| Risk-weighted assets | 86,891,000 | 88,669,000 | 90,811,000 | 92,737,000 |