Call reports 2012
ATLANTIC NATIONAL BANK — 2012
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,157,000 | 158,792,000 | 154,492,000 | 147,693,000 |
| Total loans | 111,074,000 | 105,531,000 | 107,390,000 | 104,014,000 |
| Allowance for loan losses | 3,140,000 | 3,448,000 | 3,079,000 | 2,901,000 |
| Securities available for sale | 4,171,000 | 4,482,000 | 4,518,000 | 4,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,129,000 | 139,742,000 | 135,172,000 | 128,129,000 |
| Interest-bearing deposits | 119,286,000 | 117,819,000 | 115,396,000 | 111,727,000 |
| Noninterest-bearing deposits | 22,843,000 | 21,923,000 | 19,776,000 | 16,402,000 |
| Equity capital | 12,764,000 | 12,974,000 | 13,234,000 | 13,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,182,000 | 4,706,000 | 6,158,000 |
| Interest expense | 365,000 | 698,000 | 1,012,000 | 1,313,000 |
| Net interest income | 1,283,000 | 2,484,000 | 3,694,000 | 4,845,000 |
| Noninterest income | 192,000 | 368,000 | 458,000 | 555,000 |
| Noninterest expense | 1,050,000 | 1,898,000 | 2,862,000 | 3,900,000 |
| Provision for loan losses | 171,000 | 518,000 | 618,000 | 588,000 |
| Pretax income | 254,000 | 436,000 | 672,000 | 912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 436,000 | 672,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,653,000 | 12,834,000 | 13,070,000 | 13,310,000 |
| Total capital | 13,825,000 | 13,950,000 | 14,194,000 | 14,409,000 |
| Risk-weighted assets | 91,828,000 | 86,986,000 | 87,986,000 | 86,117,000 |