Call reports 2011
ATLANTIC NATIONAL BANK — 2011
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 188,273,000 | 179,824,000 | 181,880,000 | 165,931,000 |
| Total loans | 130,240,000 | 122,020,000 | 117,514,000 | 116,939,000 |
| Allowance for loan losses | 5,277,000 | 4,583,000 | 3,775,000 | 3,618,000 |
| Securities available for sale | 2,764,000 | 2,539,000 | 3,255,000 | 4,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,008,000 | 159,495,000 | 162,194,000 | 146,131,000 |
| Interest-bearing deposits | 154,479,000 | 137,501,000 | 133,094,000 | 125,468,000 |
| Noninterest-bearing deposits | 13,529,000 | 21,994,000 | 29,100,000 | 20,663,000 |
| Equity capital | 12,733,000 | 12,584,000 | 12,483,000 | 12,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,732,000 | 5,501,000 | 7,255,000 |
| Interest expense | 608,000 | 1,163,000 | 1,666,000 | 2,076,000 |
| Net interest income | 1,307,000 | 2,569,000 | 3,835,000 | 5,179,000 |
| Noninterest income | 128,000 | 159,000 | 272,000 | -498,000 |
| Noninterest expense | 1,738,000 | 3,096,000 | 4,261,000 | 4,667,000 |
| Provision for loan losses | 147,000 | 347,000 | 615,000 | 835,000 |
| Pretax income | -400,000 | -640,000 | -769,000 | -746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -400,000 | -640,000 | -769,000 | -746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,667,000 | 12,504,000 | 12,375,000 | 12,398,000 |
| Total capital | 14,062,000 | 13,830,000 | 13,632,000 | 13,654,000 |
| Risk-weighted assets | 107,752,000 | 102,808,000 | 98,007,000 | 98,091,000 |