Call reports 2008
ATLANTIC NATIONAL BANK — 2008
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 169,394,000 | 165,984,000 | 178,683,000 | 178,486,000 |
| Total loans | 137,950,000 | 142,890,000 | 152,100,000 | 159,271,000 |
| Allowance for loan losses | 1,481,000 | 1,523,000 | 1,704,000 | 1,960,000 |
| Securities available for sale | 13,731,000 | 12,405,000 | 12,516,000 | 12,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,269,000 | 142,754,000 | 145,694,000 | 143,057,000 |
| Interest-bearing deposits | 141,348,000 | 130,777,000 | 135,302,000 | 132,951,000 |
| Noninterest-bearing deposits | 9,921,000 | 11,977,000 | 10,392,000 | 10,106,000 |
| Equity capital | 15,461,000 | 15,488,000 | 15,616,000 | 15,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,120,000 | 7,628,000 | 10,085,000 |
| Interest expense | 1,233,000 | 2,258,000 | 3,372,000 | 4,409,000 |
| Net interest income | 1,436,000 | 2,862,000 | 4,256,000 | 5,676,000 |
| Noninterest income | 168,000 | 348,000 | 521,000 | 720,000 |
| Noninterest expense | 975,000 | 1,998,000 | 2,997,000 | 4,013,000 |
| Provision for loan losses | 185,000 | 223,000 | 402,000 | 862,000 |
| Pretax income | 444,000 | 989,000 | 1,378,000 | 1,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 989,000 | 1,378,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,166,000 | 15,492,000 | 15,661,000 | 15,584,000 |
| Total capital | 16,647,000 | 17,015,000 | 17,286,000 | 17,223,000 |
| Risk-weighted assets | 122,960,000 | 122,724,000 | 129,914,000 | 130,785,000 |