Call reports 2007
ATLANTIC NATIONAL BANK — 2007
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 190,928,000 | 182,456,000 | 180,811,000 | 177,668,000 |
| Total loans | 114,879,000 | 121,487,000 | 122,180,000 | 131,515,000 |
| Allowance for loan losses | 1,204,000 | 1,221,000 | 1,223,000 | 1,294,000 |
| Securities available for sale | 12,038,000 | 12,946,000 | 13,849,000 | 13,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,977,000 | 155,423,000 | 151,155,000 | 152,609,000 |
| Interest-bearing deposits | 139,033,000 | 141,915,000 | 139,680,000 | 140,560,000 |
| Noninterest-bearing deposits | 17,944,000 | 13,508,000 | 11,475,000 | 12,049,000 |
| Equity capital | 14,178,000 | 14,522,000 | 15,049,000 | 15,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,949,000 | 5,940,000 | 8,982,000 | 11,913,000 |
| Interest expense | 1,552,000 | 3,127,000 | 4,769,000 | 6,292,000 |
| Net interest income | 1,397,000 | 2,813,000 | 4,213,000 | 5,621,000 |
| Noninterest income | 156,000 | 358,000 | 511,000 | 674,000 |
| Noninterest expense | 902,000 | 1,801,000 | 2,728,000 | 3,676,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 210,000 |
| Pretax income | 641,000 | 1,345,000 | 1,956,000 | 2,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 641,000 | 1,345,000 | 1,956,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,196,000 | 14,692,000 | 15,095,000 | 15,340,000 |
| Total capital | 15,400,000 | 15,913,000 | 16,318,000 | 16,634,000 |
| Risk-weighted assets | 113,854,000 | 114,625,000 | 116,481,000 | 120,182,000 |