Call reports 2006
ATLANTIC NATIONAL BANK — 2006
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,350,000 | 180,235,000 | 170,988,000 | 181,486,000 |
| Total loans | 105,189,000 | 113,523,000 | 115,239,000 | 116,624,000 |
| Allowance for loan losses | 1,146,000 | 1,164,000 | 1,176,000 | 1,192,000 |
| Securities available for sale | 7,269,000 | 6,068,000 | 10,242,000 | 12,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,295,000 | 166,655,000 | 156,716,000 | 166,774,000 |
| Interest-bearing deposits | 139,683,000 | 149,638,000 | 140,665,000 | 150,618,000 |
| Noninterest-bearing deposits | 13,612,000 | 17,017,000 | 16,051,000 | 16,156,000 |
| Equity capital | 12,668,000 | 13,126,000 | 13,801,000 | 14,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,935,000 | 7,834,000 | 10,727,000 |
| Interest expense | 1,130,000 | 2,360,000 | 3,733,000 | 5,248,000 |
| Net interest income | 1,230,000 | 2,575,000 | 4,101,000 | 5,479,000 |
| Noninterest income | 202,000 | 342,000 | 494,000 | 708,000 |
| Noninterest expense | 800,000 | 1,614,000 | 2,492,000 | 3,426,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 617,000 | 1,273,000 | 2,058,000 | 2,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 617,000 | 1,273,000 | 2,058,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,794,000 | 13,264,000 | 13,863,000 | 14,320,000 |
| Total capital | 13,940,000 | 14,428,000 | 15,039,000 | 15,512,000 |
| Risk-weighted assets | 99,561,000 | 106,769,000 | 108,607,000 | 111,367,000 |