Call reports 2005
ATLANTIC NATIONAL BANK — 2005
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 148,470,000 | 154,453,000 | 157,055,000 | 172,540,000 |
| Total loans | 103,022,000 | 104,485,000 | 99,660,000 | 104,987,000 |
| Allowance for loan losses | 1,014,000 | 1,022,000 | 1,061,000 | 1,129,000 |
| Securities available for sale | 12,329,000 | 11,497,000 | 9,753,000 | 7,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,298,000 | 141,806,000 | 143,859,000 | 158,882,000 |
| Interest-bearing deposits | 120,413,000 | 126,355,000 | 130,388,000 | 144,651,000 |
| Noninterest-bearing deposits | 15,885,000 | 15,451,000 | 13,471,000 | 14,231,000 |
| Equity capital | 11,649,000 | 12,296,000 | 12,864,000 | 13,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,570,000 | 5,510,000 | 7,639,000 |
| Interest expense | 596,000 | 1,265,000 | 2,010,000 | 2,944,000 |
| Net interest income | 1,115,000 | 2,305,000 | 3,500,000 | 4,695,000 |
| Noninterest income | 203,000 | 368,000 | 558,000 | 749,000 |
| Noninterest expense | 777,000 | 1,520,000 | 2,289,000 | 3,079,000 |
| Provision for loan losses | 37,000 | 54,000 | 91,000 | 156,000 |
| Pretax income | 504,000 | 1,099,000 | 1,678,000 | 2,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,099,000 | 1,678,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,773,000 | 12,368,000 | 12,947,000 | 13,477,000 |
| Total capital | 12,787,000 | 13,390,000 | 14,008,000 | 14,606,000 |
| Risk-weighted assets | 91,331,000 | 94,105,000 | 93,831,000 | 100,221,000 |