Call reports 2004
ATLANTIC NATIONAL BANK — 2004
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 143,973,000 | 138,811,000 | 149,153,000 | 144,912,000 |
| Total loans | 86,138,000 | 89,444,000 | 94,601,000 | 97,954,000 |
| Allowance for loan losses | 834,000 | 893,000 | 913,000 | 975,000 |
| Securities available for sale | 14,600,000 | 13,267,000 | 12,929,000 | 12,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,722,000 | 127,562,000 | 137,448,000 | 132,918,000 |
| Interest-bearing deposits | 124,085,000 | 117,694,000 | 124,355,000 | 121,700,000 |
| Noninterest-bearing deposits | 8,637,000 | 9,868,000 | 13,093,000 | 11,218,000 |
| Equity capital | 11,030,000 | 11,020,000 | 11,439,000 | 11,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,607,000 | 4,057,000 | 5,661,000 |
| Interest expense | 548,000 | 1,093,000 | 1,658,000 | 2,259,000 |
| Net interest income | 721,000 | 1,514,000 | 2,399,000 | 3,402,000 |
| Noninterest income | 168,000 | 354,000 | 516,000 | 659,000 |
| Noninterest expense | 691,000 | 1,386,000 | 2,105,000 | 2,829,000 |
| Provision for loan losses | 15,000 | 80,000 | 100,000 | 160,000 |
| Pretax income | 183,000 | 402,000 | 710,000 | 1,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 402,000 | 710,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,929,000 | 11,148,000 | 11,457,000 | 11,819,000 |
| Total capital | 11,763,000 | 12,041,000 | 12,370,000 | 12,794,000 |
| Risk-weighted assets | 86,124,000 | 86,094,000 | 91,067,000 | 90,894,000 |