Call reports 2003
ATLANTIC NATIONAL BANK — 2003
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 124,496,000 | 134,995,000 | 139,411,000 | 148,999,000 |
| Total loans | 73,251,000 | 81,729,000 | 81,719,000 | 80,766,000 |
| Allowance for loan losses | 794,000 | 811,000 | 818,000 | 821,000 |
| Securities available for sale | 9,101,000 | 10,177,000 | 13,042,000 | 13,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,612,000 | 123,600,000 | 128,162,000 | 137,592,000 |
| Interest-bearing deposits | 107,123,000 | 114,715,000 | 118,367,000 | 127,414,000 |
| Noninterest-bearing deposits | 6,489,000 | 8,885,000 | 9,795,000 | 10,178,000 |
| Equity capital | 10,571,000 | 10,862,000 | 11,037,000 | 11,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,590,000 | 3,895,000 | 5,174,000 |
| Interest expense | 584,000 | 1,171,000 | 1,737,000 | 2,292,000 |
| Net interest income | 699,000 | 1,419,000 | 2,158,000 | 2,882,000 |
| Noninterest income | 176,000 | 378,000 | 631,000 | 786,000 |
| Noninterest expense | 640,000 | 1,289,000 | 1,957,000 | 2,606,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 220,000 | 478,000 | 787,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 478,000 | 787,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,420,000 | 10,678,000 | 10,986,000 | 11,202,000 |
| Total capital | 11,214,000 | 11,489,000 | 11,804,000 | 12,023,000 |
| Risk-weighted assets | 77,229,000 | 82,468,000 | 83,578,000 | 83,698,000 |