Call reports 2002
ATLANTIC NATIONAL BANK — 2002
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 111,693,000 | 111,487,000 | 123,785,000 | 120,153,000 |
| Total loans | 72,737,000 | 73,260,000 | 74,829,000 | 80,551,000 |
| Allowance for loan losses | 736,000 | 738,000 | 754,000 | 785,000 |
| Securities available for sale | 13,709,000 | 11,122,000 | 11,178,000 | 10,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,606,000 | 100,855,000 | 112,766,000 | 108,917,000 |
| Interest-bearing deposits | 95,361,000 | 93,601,000 | 105,833,000 | 102,279,000 |
| Noninterest-bearing deposits | 6,245,000 | 7,254,000 | 6,933,000 | 6,638,000 |
| Equity capital | 9,852,000 | 10,380,000 | 10,666,000 | 10,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,920,000 | 4,326,000 | 5,749,000 |
| Interest expense | 644,000 | 1,210,000 | 1,822,000 | 2,450,000 |
| Net interest income | 853,000 | 1,710,000 | 2,504,000 | 3,299,000 |
| Noninterest income | 150,000 | 269,000 | 403,000 | 594,000 |
| Noninterest expense | 615,000 | 1,213,000 | 1,834,000 | 2,513,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 70,000 |
| Pretax income | 381,000 | 747,000 | 1,033,000 | 1,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 747,000 | 1,033,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,817,000 | 10,183,000 | 10,469,000 | 10,746,000 |
| Total capital | 10,553,000 | 10,921,000 | 11,223,000 | 11,531,000 |
| Risk-weighted assets | 73,472,000 | 73,820,000 | 75,171,000 | 76,526,000 |