Call reports 2001
ATLANTIC NATIONAL BANK — 2001
What ATLANTIC NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,987,000 | 111,041,000 | 116,962,000 | 110,555,000 |
| Total loans | 66,988,000 | 68,734,000 | 69,113,000 | 75,330,000 |
| Allowance for loan losses | 736,000 | 736,000 | 736,000 | 806,000 |
| Securities available for sale | 14,792,000 | 13,518,000 | 13,498,000 | 13,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,526,000 | 101,387,000 | 106,729,000 | 100,174,000 |
| Interest-bearing deposits | 95,333,000 | 94,368,000 | 100,203,000 | 92,449,000 |
| Noninterest-bearing deposits | 5,193,000 | 7,019,000 | 6,526,000 | 7,725,000 |
| Equity capital | 9,153,000 | 9,411,000 | 9,828,000 | 10,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,758,000 | 5,519,000 | 7,108,000 |
| Interest expense | 1,197,000 | 2,381,000 | 3,404,000 | 4,236,000 |
| Net interest income | 714,000 | 1,377,000 | 2,115,000 | 2,872,000 |
| Noninterest income | 72,000 | 169,000 | 252,000 | 398,000 |
| Noninterest expense | 503,000 | 1,004,000 | 1,539,000 | 2,122,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 86,000 |
| Pretax income | 272,000 | 531,000 | 819,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 531,000 | 819,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,080,000 | 9,340,000 | 9,627,000 | 9,873,000 |
| Total capital | 9,816,000 | 10,076,000 | 10,363,000 | 10,679,000 |
| Risk-weighted assets | 67,294,000 | 69,244,000 | 71,474,000 | 74,680,000 |