Call reports 2007
FIRSTBANK — 2007
What FIRSTBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 912,310,000 | 933,245,000 | 889,800,000 | 872,523,000 |
| Total loans | 319,866,000 | 330,530,000 | 336,673,000 | 345,971,000 |
| Allowance for loan losses | 4,323,000 | 4,580,000 | 5,054,000 | 5,054,000 |
| Securities available for sale | 321,407,000 | 300,019,000 | 302,024,000 | 271,268,000 |
| Securities held to maturity | 137,171,000 | 176,152,000 | 190,011,000 | 190,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 839,553,000 | 867,985,000 | 800,967,000 | 804,853,000 |
| Interest-bearing deposits | 606,001,000 | 602,074,000 | 587,557,000 | 631,011,000 |
| Noninterest-bearing deposits | 233,551,000 | 265,911,000 | 213,410,000 | 173,842,000 |
| Equity capital | 61,327,000 | 59,431,000 | 61,420,000 | 62,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,957,000 | 24,452,000 | 37,317,000 | 50,403,000 |
| Interest expense | 5,350,000 | 11,093,000 | 17,155,000 | 22,737,000 |
| Net interest income | 6,607,000 | 13,359,000 | 20,162,000 | 27,666,000 |
| Noninterest income | 3,764,000 | 7,824,000 | 13,676,000 | 18,094,000 |
| Noninterest expense | 5,284,000 | 10,584,000 | 16,006,000 | 21,682,000 |
| Provision for loan losses | 593,000 | 1,342,000 | 2,425,000 | 3,148,000 |
| Pretax income | 4,494,000 | 9,257,000 | 15,407,000 | 20,930,000 |
| Income tax | 1,371,000 | 2,858,000 | 4,884,000 | 6,642,000 |
| Net income | 3,123,000 | 6,399,000 | 10,523,000 | 14,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,233,000 | 58,474,000 | 59,424,000 | 60,189,000 |
| Total capital | 62,864,000 | 63,384,000 | 64,807,000 | 65,579,000 |
| Risk-weighted assets | 427,452,000 | 437,628,000 | 441,990,000 | 446,408,000 |