Call reports 2005
FIRSTBANK — 2005
What FIRSTBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 875,321,000 | 898,982,000 | 850,239,000 | 796,897,000 |
| Total loans | 203,442,000 | 211,646,000 | 223,608,000 | 234,740,000 |
| Allowance for loan losses | 2,687,000 | 2,683,000 | 2,784,000 | 3,261,000 |
| Securities available for sale | 350,192,000 | 332,195,000 | 303,785,000 | 291,613,000 |
| Securities held to maturity | 116,693,000 | 115,740,000 | 145,868,000 | 155,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,327,000 | 830,613,000 | 784,841,000 | 734,131,000 |
| Interest-bearing deposits | 566,257,000 | 600,685,000 | 563,496,000 | 553,023,000 |
| Noninterest-bearing deposits | 244,069,000 | 229,928,000 | 221,345,000 | 181,108,000 |
| Equity capital | 57,410,000 | 60,596,000 | 59,433,000 | 57,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,827,000 | 18,056,000 | 27,700,000 | 37,492,000 |
| Interest expense | 2,227,000 | 4,921,000 | 8,153,000 | 11,662,000 |
| Net interest income | 6,600,000 | 13,135,000 | 19,547,000 | 25,830,000 |
| Noninterest income | 3,368,000 | 7,048,000 | 10,914,000 | 14,753,000 |
| Noninterest expense | 5,176,000 | 10,222,000 | 15,404,000 | 20,442,000 |
| Provision for loan losses | 85,000 | 257,000 | 619,000 | 1,626,000 |
| Pretax income | 4,739,000 | 9,829,000 | 14,563,000 | 18,640,000 |
| Income tax | 1,415,000 | 2,964,000 | 4,389,000 | 5,500,000 |
| Net income | 3,324,000 | 6,865,000 | 10,174,000 | 13,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,752,000 | 55,681,000 | 56,395,000 | 55,466,000 |
| Total capital | 57,439,000 | 58,364,000 | 59,179,000 | 58,727,000 |
| Risk-weighted assets | 319,228,000 | 332,388,000 | 343,036,000 | 349,854,000 |