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Call reports 2003

FIRSTBANK — 2003

What FIRSTBANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b0cf6e1c-20b6-4994-a759-c218cf05d780/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets862,820,000923,045,000844,298,000788,674,000
Total loans192,953,000193,168,000184,407,000184,147,000
Allowance for loan losses2,161,0002,193,0002,247,0002,396,000
Securities available for sale384,133,000410,482,000391,176,000415,638,000
Securities held to maturity80,177,00075,253,00069,098,00066,291,000
Trading assets0000
Total deposits788,516,000856,037,000777,048,000717,374,000
Interest-bearing deposits560,368,000594,971,000574,587,000532,744,000
Noninterest-bearing deposits228,149,000261,065,000202,460,000184,630,000
Equity capital54,634,00058,990,00059,494,00060,562,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income7,894,00015,660,00023,187,00030,530,000
Interest expense2,316,0004,551,0006,754,0008,710,000
Net interest income5,578,00011,109,00016,433,00021,820,000
Noninterest income4,114,0008,842,00013,381,00017,092,000
Noninterest expense4,671,0009,297,00014,185,00019,091,000
Provision for loan losses50,000230,000377,000723,000
Pretax income4,971,00010,424,00015,252,00019,098,000
Income tax1,438,0003,078,0004,482,0005,551,000
Net income3,533,0007,346,00010,770,00013,547,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital48,735,00051,048,00052,474,00053,251,000
Total capital50,896,00053,241,00054,721,00055,647,000
Risk-weighted assets310,960,000322,296,000295,652,000287,108,000

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