Call reports 2025
IDAHO TRUST BANK — 2025
What IDAHO TRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 202,439,000 | 229,494,000 | 233,478,000 | 243,448,000 |
| Total loans | 151,393,000 | 153,451,000 | 159,680,000 | 155,593,000 |
| Allowance for loan losses | 1,245,000 | 1,245,000 | 1,245,000 | 1,995,000 |
| Securities available for sale | 19,829,000 | 14,486,000 | 14,742,000 | 14,836,000 |
| Securities held to maturity | 224,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,585,000 | 205,277,000 | 209,187,000 | 212,993,000 |
| Interest-bearing deposits | 138,241,000 | 162,746,000 | 164,153,000 | 167,114,000 |
| Noninterest-bearing deposits | 40,344,000 | 42,531,000 | 45,034,000 | 45,879,000 |
| Equity capital | 23,607,000 | 23,884,000 | 23,870,000 | 25,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,558,000 | 8,676,000 | 11,885,000 |
| Interest expense | 677,000 | 1,454,000 | 2,281,000 | 3,111,000 |
| Net interest income | 1,988,000 | 4,104,000 | 6,395,000 | 8,774,000 |
| Noninterest income | 634,000 | 964,000 | 1,235,000 | 5,687,000 |
| Noninterest expense | 2,063,000 | 3,869,000 | 5,617,000 | 8,997,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 785,000 |
| Pretax income | 524,000 | 1,164,000 | 1,978,000 | 4,679,000 |
| Income tax | 86,000 | 173,000 | 337,000 | 1,002,000 |
| Net income | 438,000 | 991,000 | 1,641,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,251,000 | 23,498,000 | 23,455,000 | 25,396,000 |
| Total capital | 24,527,000 | 24,774,000 | 24,731,000 | 27,422,000 |
| Risk-weighted assets | 170,246,000 | 175,768,000 | 181,874,000 | 175,785,000 |