Call reports 2024
IDAHO TRUST BANK — 2024
What IDAHO TRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 210,699,000 | 208,080,000 | 220,182,000 | 201,902,000 |
| Total loans | 117,996,000 | 117,038,000 | 124,555,000 | 138,508,000 |
| Allowance for loan losses | 1,210,000 | 1,210,000 | 1,210,000 | 1,210,000 |
| Securities available for sale | 24,445,000 | 22,620,000 | 21,793,000 | 20,010,000 |
| Securities held to maturity | 3,187,000 | 3,199,000 | 3,210,000 | 222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,129,000 | 155,636,000 | 167,020,000 | 175,544,000 |
| Interest-bearing deposits | 121,331,000 | 117,250,000 | 122,360,000 | 125,813,000 |
| Noninterest-bearing deposits | 35,798,000 | 38,386,000 | 44,660,000 | 49,731,000 |
| Equity capital | 24,427,000 | 24,833,000 | 25,077,000 | 25,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,345,000 | 8,199,000 | 11,014,000 |
| Interest expense | 956,000 | 1,908,000 | 2,901,000 | 3,675,000 |
| Net interest income | 1,721,000 | 3,437,000 | 5,298,000 | 7,339,000 |
| Noninterest income | 1,242,000 | 2,581,000 | 3,809,000 | 5,112,000 |
| Noninterest expense | 2,501,000 | 5,058,000 | 7,617,000 | 10,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 960,000 | 1,490,000 | 2,395,000 |
| Income tax | 73,000 | 162,000 | 257,000 | 283,000 |
| Net income | 389,000 | 798,000 | 1,233,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,749,000 | 22,194,000 | 22,041,000 | 22,943,000 |
| Total capital | 22,990,000 | 23,435,000 | 23,282,000 | 24,184,000 |
| Risk-weighted assets | 149,062,000 | 145,624,000 | 152,305,000 | 163,293,000 |