Call reports 2022
IDAHO TRUST BANK — 2022
What IDAHO TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 204,994,000 | 210,255,000 | 206,652,000 | 185,315,000 |
| Total loans | 100,467,000 | 101,287,000 | 103,518,000 | 105,883,000 |
| Allowance for loan losses | 1,249,000 | 1,232,000 | 1,232,000 | 1,127,000 |
| Securities available for sale | 20,149,000 | 23,060,000 | 34,382,000 | 34,533,000 |
| Securities held to maturity | 0 | 3,109,000 | 3,120,000 | 3,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,527,000 | 188,111,000 | 184,582,000 | 162,393,000 |
| Interest-bearing deposits | 134,258,000 | 139,208,000 | 132,191,000 | 111,448,000 |
| Noninterest-bearing deposits | 48,269,000 | 48,903,000 | 52,391,000 | 50,945,000 |
| Equity capital | 22,180,000 | 21,771,000 | 21,575,000 | 22,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,641,000 | 4,428,000 | 6,494,000 |
| Interest expense | 101,000 | 193,000 | 279,000 | 427,000 |
| Net interest income | 1,116,000 | 2,448,000 | 4,149,000 | 6,067,000 |
| Noninterest income | 976,000 | 1,927,000 | 2,840,000 | 3,707,000 |
| Noninterest expense | 2,023,000 | 4,090,000 | 6,124,000 | 8,231,000 |
| Provision for loan losses | 0 | 0 | 0 | -106,000 |
| Pretax income | 69,000 | 285,000 | 865,000 | 1,649,000 |
| Income tax | -15,000 | 9,000 | 127,000 | 304,000 |
| Net income | 84,000 | 276,000 | 738,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,005,000 | 17,061,000 | 17,467,000 | 18,254,000 |
| Total capital | 18,284,000 | 18,323,000 | 18,730,000 | 19,412,000 |
| Risk-weighted assets | 122,212,000 | 124,444,000 | 126,953,000 | 130,334,000 |