Call reports 2021
IDAHO TRUST BANK — 2021
What IDAHO TRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,875,000 | 207,358,000 | 223,271,000 | 206,820,000 |
| Total loans | 116,109,000 | 115,113,000 | 111,101,000 | 101,412,000 |
| Allowance for loan losses | 1,348,000 | 1,349,000 | 1,348,000 | 1,249,000 |
| Securities available for sale | 443,000 | 4,644,000 | 6,104,000 | 10,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,288,000 | 184,258,000 | 200,253,000 | 183,473,000 |
| Interest-bearing deposits | 124,283,000 | 134,617,000 | 148,191,000 | 139,709,000 |
| Noninterest-bearing deposits | 43,005,000 | 49,641,000 | 52,062,000 | 43,764,000 |
| Equity capital | 21,399,000 | 22,290,000 | 22,634,000 | 22,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,096,000 | 4,361,000 | 5,699,000 |
| Interest expense | 137,000 | 251,000 | 374,000 | 482,000 |
| Net interest income | 1,514,000 | 2,845,000 | 3,987,000 | 5,217,000 |
| Noninterest income | 914,000 | 1,933,000 | 3,076,000 | 4,055,000 |
| Noninterest expense | 1,782,000 | 3,645,000 | 5,596,000 | 7,597,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 646,000 | 1,133,000 | 1,467,000 | 1,775,000 |
| Income tax | 113,000 | 173,000 | 199,000 | 256,000 |
| Net income | 533,000 | 960,000 | 1,268,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,555,000 | 16,495,000 | 16,837,000 | 17,138,000 |
| Total capital | 16,926,000 | 17,868,000 | 18,211,000 | 18,415,000 |
| Risk-weighted assets | 118,267,000 | 124,927,000 | 126,704,000 | 122,864,000 |