Call reports 2020
IDAHO TRUST BANK — 2020
What IDAHO TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,294,000 | 178,072,000 | 180,245,000 | 183,625,000 |
| Total loans | 107,943,000 | 133,118,000 | 130,537,000 | 127,563,000 |
| Allowance for loan losses | 994,000 | 1,474,000 | 1,474,000 | 1,348,000 |
| Securities available for sale | 524,000 | 520,000 | 492,000 | 461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,088,000 | 157,465,000 | 159,147,000 | 162,158,000 |
| Interest-bearing deposits | 118,939,000 | 119,494,000 | 121,371,000 | 123,659,000 |
| Noninterest-bearing deposits | 26,149,000 | 37,971,000 | 37,776,000 | 38,499,000 |
| Equity capital | 19,956,000 | 20,223,000 | 20,599,000 | 20,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 3,546,000 | 5,104,000 | 6,508,000 |
| Interest expense | 235,000 | 423,000 | 598,000 | 758,000 |
| Net interest income | 1,218,000 | 3,123,000 | 4,506,000 | 5,750,000 |
| Noninterest income | 792,000 | 1,630,000 | 2,487,000 | 3,327,000 |
| Noninterest expense | 1,854,000 | 3,708,000 | 5,513,000 | 7,406,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 499,000 |
| Pretax income | 156,000 | 445,000 | 880,000 | 1,172,000 |
| Income tax | -63,000 | -42,000 | 17,000 | 40,000 |
| Net income | 219,000 | 487,000 | 863,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,894,000 | 14,183,000 | 14,619,000 | 14,909,000 |
| Total capital | 14,907,000 | 15,590,000 | 16,066,000 | 16,280,000 |
| Risk-weighted assets | 118,106,000 | 112,499,000 | 115,724,000 | 119,864,000 |