Call reports 2019
IDAHO TRUST BANK — 2019
What IDAHO TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,614,000 | 127,726,000 | 145,738,000 | 156,103,000 |
| Total loans | 87,508,000 | 90,134,000 | 91,541,000 | 99,068,000 |
| Allowance for loan losses | 907,000 | 908,000 | 925,000 | 992,000 |
| Securities available for sale | 619,000 | 594,000 | 571,000 | 537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,334,000 | 108,192,000 | 125,772,000 | 135,805,000 |
| Interest-bearing deposits | 79,524,000 | 82,988,000 | 98,383,000 | 102,315,000 |
| Noninterest-bearing deposits | 25,810,000 | 25,204,000 | 27,389,000 | 33,490,000 |
| Equity capital | 19,052,000 | 19,226,000 | 19,503,000 | 19,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,650,000 | 4,093,000 | 5,508,000 |
| Interest expense | 132,000 | 293,000 | 517,000 | 771,000 |
| Net interest income | 1,182,000 | 2,357,000 | 3,576,000 | 4,737,000 |
| Noninterest income | 851,000 | 1,709,000 | 2,727,000 | 3,554,000 |
| Noninterest expense | 1,877,000 | 3,714,000 | 5,597,000 | 7,411,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 35,000 |
| Pretax income | 156,000 | 352,000 | 692,000 | 845,000 |
| Income tax | -25,000 | 0 | 63,000 | -14,000 |
| Net income | 181,000 | 352,000 | 629,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,047,000 | 13,244,000 | 13,585,000 | 13,738,000 |
| Total capital | 13,972,000 | 14,170,000 | 14,528,000 | 14,749,000 |
| Risk-weighted assets | 98,508,000 | 101,145,000 | 104,387,000 | 108,655,000 |