Call reports 2018
IDAHO TRUST BANK — 2018
What IDAHO TRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,525,000 | 111,031,000 | 124,442,000 | 126,993,000 |
| Total loans | 76,140,000 | 81,647,000 | 82,685,000 | 84,177,000 |
| Allowance for loan losses | 765,000 | 852,000 | 904,000 | 905,000 |
| Securities available for sale | 734,000 | 701,000 | 675,000 | 656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,586,000 | 92,540,000 | 105,617,000 | 107,787,000 |
| Interest-bearing deposits | 67,471,000 | 69,217,000 | 79,754,000 | 81,494,000 |
| Noninterest-bearing deposits | 23,115,000 | 23,323,000 | 25,863,000 | 26,293,000 |
| Equity capital | 17,810,000 | 18,251,000 | 18,668,000 | 18,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,158,000 | 3,350,000 | 4,667,000 |
| Interest expense | 57,000 | 127,000 | 211,000 | 318,000 |
| Net interest income | 994,000 | 2,031,000 | 3,139,000 | 4,349,000 |
| Noninterest income | 850,000 | 1,973,000 | 3,022,000 | 3,821,000 |
| Noninterest expense | 1,614,000 | 3,216,000 | 4,792,000 | 6,656,000 |
| Provision for loan losses | 60,000 | 147,000 | 197,000 | 197,000 |
| Pretax income | 170,000 | 641,000 | 1,172,000 | 1,317,000 |
| Income tax | 0 | 30,000 | 144,000 | 90,000 |
| Net income | 170,000 | 611,000 | 1,028,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,744,000 | 12,215,000 | 12,746,000 | 12,892,000 |
| Total capital | 12,525,000 | 13,085,000 | 13,668,000 | 13,815,000 |
| Risk-weighted assets | 85,437,000 | 90,461,000 | 92,125,000 | 92,321,000 |