Call reports 2017
IDAHO TRUST BANK — 2017
What IDAHO TRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 92,412,000 | 91,805,000 | 93,715,000 | 103,153,000 |
| Total loans | 62,071,000 | 65,933,000 | 68,507,000 | 77,099,000 |
| Allowance for loan losses | 729,000 | 731,000 | 731,000 | 731,000 |
| Securities available for sale | 842,000 | 814,000 | 788,000 | 760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,425,000 | 73,774,000 | 75,619,000 | 84,790,000 |
| Interest-bearing deposits | 56,566,000 | 55,439,000 | 54,527,000 | 62,413,000 |
| Noninterest-bearing deposits | 17,859,000 | 18,335,000 | 21,092,000 | 22,377,000 |
| Equity capital | 17,726,000 | 17,699,000 | 17,739,000 | 17,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,511,000 | 2,396,000 | 3,360,000 |
| Interest expense | 42,000 | 81,000 | 125,000 | 177,000 |
| Net interest income | 681,000 | 1,430,000 | 2,271,000 | 3,183,000 |
| Noninterest income | 669,000 | 1,468,000 | 2,289,000 | 3,106,000 |
| Noninterest expense | 1,559,000 | 3,151,000 | 4,749,000 | 6,711,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | -289,000 | -333,000 | -269,000 | -502,000 |
| Income tax | -116,000 | -133,000 | -107,000 | -248,000 |
| Net income | -173,000 | -200,000 | -162,000 | -254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,787,000 | 11,743,000 | 11,808,000 | 11,576,000 |
| Total capital | 12,526,000 | 12,485,000 | 12,551,000 | 12,323,000 |
| Risk-weighted assets | 66,990,000 | 70,892,000 | 77,316,000 | 87,561,000 |