Call reports 2016
IDAHO TRUST BANK — 2016
What IDAHO TRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,769,000 | 83,469,000 | 83,520,000 | 87,775,000 |
| Total loans | 44,994,000 | 47,546,000 | 49,232,000 | 56,630,000 |
| Allowance for loan losses | 665,000 | 665,000 | 665,000 | 645,000 |
| Securities available for sale | 962,000 | 932,000 | 891,000 | 871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,792,000 | 64,441,000 | 64,596,000 | 69,263,000 |
| Interest-bearing deposits | 51,386,000 | 44,565,000 | 45,782,000 | 51,915,000 |
| Noninterest-bearing deposits | 15,406,000 | 19,876,000 | 18,814,000 | 17,348,000 |
| Equity capital | 18,837,000 | 18,725,000 | 18,604,000 | 17,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,116,000 | 1,711,000 | 2,383,000 |
| Interest expense | 37,000 | 70,000 | 102,000 | 139,000 |
| Net interest income | 521,000 | 1,046,000 | 1,609,000 | 2,244,000 |
| Noninterest income | 748,000 | 1,428,000 | 2,100,000 | 2,742,000 |
| Noninterest expense | 1,278,000 | 2,597,000 | 3,952,000 | 6,372,000 |
| Provision for loan losses | -85,000 | -85,000 | -85,000 | 50,000 |
| Pretax income | 76,000 | -38,000 | -158,000 | -1,436,000 |
| Income tax | -154,000 | -154,000 | -154,000 | -729,000 |
| Net income | 230,000 | 116,000 | -4,000 | -707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,589,000 | 13,476,000 | 13,355,000 | 12,077,000 |
| Total capital | 14,238,000 | 14,147,000 | 14,027,000 | 12,732,000 |
| Risk-weighted assets | 49,892,000 | 52,881,000 | 53,907,000 | 60,706,000 |