Call reports 2015
IDAHO TRUST BANK — 2015
What IDAHO TRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,261,000 | 82,230,000 | 83,902,000 | 87,511,000 |
| Total loans | 48,340,000 | 43,187,000 | 43,078,000 | 42,833,000 |
| Allowance for loan losses | 925,000 | 935,000 | 810,000 | 750,000 |
| Securities available for sale | 1,088,000 | 1,056,000 | 1,006,000 | 962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,202,000 | 65,102,000 | 66,679,000 | 68,784,000 |
| Interest-bearing deposits | 57,595,000 | 51,911,000 | 53,664,000 | 53,085,000 |
| Noninterest-bearing deposits | 11,607,000 | 13,191,000 | 13,015,000 | 15,699,000 |
| Equity capital | 16,874,000 | 16,983,000 | 17,026,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,123,000 | 1,646,000 | 2,169,000 |
| Interest expense | 52,000 | 104,000 | 146,000 | 185,000 |
| Net interest income | 491,000 | 1,019,000 | 1,500,000 | 1,984,000 |
| Noninterest income | 817,000 | 1,592,000 | 2,311,000 | 3,313,000 |
| Noninterest expense | 1,167,000 | 2,361,000 | 3,586,000 | 4,582,000 |
| Provision for loan losses | 0 | 0 | -69,000 | -146,000 |
| Pretax income | 141,000 | 250,000 | 294,000 | 861,000 |
| Income tax | 0 | 0 | 0 | -27,000 |
| Net income | 141,000 | 250,000 | 294,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,794,000 | 12,904,000 | 12,947,000 | 13,512,000 |
| Total capital | 13,452,000 | 13,519,000 | 13,573,000 | 14,122,000 |
| Risk-weighted assets | 52,428,000 | 46,548,000 | 47,610,000 | 45,722,000 |